Protecting Your Business, Employees, Vehicles & Everything in Between



Father, Outdoor Enthusiast, Snowmobile Fanatic, and Insurance Agent. Kirk is an agency principal and has been working in the insurance industry since 2001. His primary focus is working with commercial and high net worth clients. He graduated from Westminster College in 2000.

Kirk is the father of a boy and a girl who are his pride and joy. When he is not spending time with his wife and kids you can find him pursuing his other passions in the outdoors which include snowmobiling in the winter and gardening in the summer.

Kirk is part of BNI- Mid-Day Masters.

Kirk Chester – Risk Advisor



Insurance is an important aspect of a contractor's business. But, it can be confusing to know what type of insurance you need. There are many different types of insurance, and they vary depending on the kind of work you do.

The following article will discuss the different types of contractor insurance and what they cover.

Contractors are often at risk of injury or property damage while performing their trade. Many trades come with the risk of accidents and injuries that can be costly to repair.

The best way to protect a contractor is by getting them insured with a contractor insurance policy. Contractor insurance policies can cover many different aspects such as liability, property damage, and even on-the-job injuries for trades like handymen, HVAC technicians, plumbers, and electricians.

Contractors are a vital part of any construction project. They are responsible for the installation, maintenance and repair of various systems in buildings. These include electrical, plumbing and HVAC systems. But they also work on many other projects that may not be so obvious such as painting, drywall installation, etc.


Most contractors have to take out their own insurance to cover themselves against liability and property damage claims that may arise from their work on a construction site. This is because the owner or general contractor typically does not provide coverage for them.

Are you looking for the best rates at the most competitive prices for your trade contractors insurance policy?

Look no further than GRIT Insurance Group!

Insurance Services

General Liability
Business Property
Workers Compensation
Commercial Auto
Professional Liability
Employment Practices
Commercial Umbrella
Cyber Liability

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